Content Insurance

Contents insurance is insurance against damage due to fire or natural disasters, theft and burglaries of movable goods, possessions or contents that are not a fixed parts of a home. This includes house hold appliance such as furniture, electronic goods and clothing. The insurance where calculated is equivalent to the market value of household contents. The amount is assessed either on the reinstatement value basis or on market value where the value of the item keeps depreciating with time.

This insurance covers the following calamities 

• Damage to goods due to fires, either by electrical short circuit of otherwise
• Damage of goods due to storm or flooding
• Damage caused by explosions
• Damage to domestic appliances due to electrical and mechanical breakdown
• All kind of damages that could occur to jewellery, cameras and watches and other valuables
• All kinds of accidental breakage of plate glass fixed in doors and window frames
• Theft and vandalism